PhilHealth Contribution Calculator 2026
The 2026 PhilHealth premium is 5% of your monthly basic salary, counted between ₱ 10,000 and ₱ 100,000. On a ₱ 20,000 salary the total premium is ₱ 1,000.00 a month: ₱ 500.00 from the employee and ₱ 500.00 from the employer.
Tables: 2026
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Result
Employee share
₱ 500.00
Tables: 2026
| Salary used for the premium | ₱ 20,000.00 |
|---|---|
| Employee share | ₱ 500.00 |
| Employer share | ₱ 500.00 |
| Total monthly premium | ₱ 1,000.00 |
How this was computed
PhilHealth premium = monthly basic salary × 5%. A salary below ₱ 10,000 is counted as ₱ 10,000; a salary above ₱ 100,000 is counted as ₱ 100,000. Employees pay 50% of the premium and the employer pays the rest; self-employed members pay the whole premium. Tables: 2026.
Estimate only. Not legal, tax, or financial advice.
Worked example
An employee earning ₱ 20,000 a month pays a premium computed on ₱ 20,000.00. The total premium is ₱ 1,000.00: ₱ 500.00 from the employee and ₱ 500.00 from the employer.
How it works
The calculator keeps your salary between the floor (₱ 10,000) and the ceiling (₱ 100,000), multiplies it by the 5% premium rate and splits the premium: employees pay 50% and the employer pays the rest. Self-employed and individually paying members pay the whole premium.
PhilHealth premium = monthly basic salary × 5%. A salary below ₱ 10,000 is counted as ₱ 10,000; a salary above ₱ 100,000 is counted as ₱ 100,000. Employees pay 50% of the premium and the employer pays the rest; self-employed members pay the whole premium. Tables: 2026.
Frequently asked questions
How much is the PhilHealth contribution for a ₱ 20,000 salary?
₱ 1,000.00 a month in total in 2026. The employee pays ₱ 500.00 and the employer pays ₱ 500.00.
What is the PhilHealth contribution rate in 2026?
5% of the monthly basic salary, with a floor of ₱ 10,000 and a ceiling of ₱ 100,000. Employees and employers share the premium.
How much does a self-employed member pay to PhilHealth?
Self-employed and individually paying members pay the whole premium: 5% of their declared monthly income, within the floor and the ceiling. Choose the self-employed option in the calculator.
Is there a maximum PhilHealth contribution?
Yes. A salary above ₱ 100,000 is counted as ₱ 100,000, so the premium stops growing at that level.