13th Month Pay Calculator 2026
13th month pay is one twelfth of the basic salary you earned in the calendar year, paid before Christmas. With a ₱ 20,000 monthly salary for a full year it is ₱ 20,000.00. In 2026, up to ₱ 90,000 of it, together with other bonuses, is tax-free.
Tables: 2026
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Result
13th month pay
₱ 20,000.00
Tables: 2026
| Total basic salary for the year | ₱ 240,000.00 |
|---|---|
| 13th month pay | ₱ 20,000.00 |
| Tax-free portion | ₱ 20,000.00 |
| Possibly taxable portion | ₱ 0.00 |
Notes
- Only basic salary counts. Overtime, allowances and holiday pay are excluded.
- The ₱ 90,000 tax-free limit covers 13th month pay and other bonuses together.
How this was computed
13th month pay = total basic salary earned in the calendar year ÷ 12. Only basic salary counts: allowances, overtime, holiday pay and night differential are excluded unless your contract or collective agreement says otherwise. Up to ₱ 90,000 of 13th month pay and other bonuses together is tax-free. Tables: 2026.
Estimate only. Not legal, tax, or financial advice.
Worked example
A salary of ₱ 20,000 a month for 12 months is ₱ 240,000.00 of basic salary. Divided by 12, the 13th month pay is ₱ 20,000.00, fully within the ₱ 90,000 tax-free limit.
How it works
Add up the basic salary you actually earned from January to December, then divide by 12. If you worked only part of the year, only those months count. Overtime, holiday pay, night differential and allowances are left out unless your contract or collective agreement includes them. You can enter one salary for all months or a different salary for each month.
13th month pay = total basic salary earned in the calendar year ÷ 12. Only basic salary counts: allowances, overtime, holiday pay and night differential are excluded unless your contract or collective agreement says otherwise. Up to ₱ 90,000 of 13th month pay and other bonuses together is tax-free. Tables: 2026.
Frequently asked questions
How is 13th month pay computed?
Total basic salary earned during the calendar year divided by 12. For a full year at ₱ 20,000 a month, that is ₱ 20,000.00.
Do I get 13th month pay if I resigned or worked less than a year?
Yes. Rank-and-file employees who worked at least one month in the year are entitled to a prorated amount, usually paid with the final pay.
Is 13th month pay taxable?
It is tax-free up to ₱ 90,000 a year, together with other bonuses and benefits. Any excess is added to taxable income.
Are overtime and allowances included in the 13th month pay?
No. Only basic salary counts. Overtime, holiday pay, night differential, allowances and other benefits are left out unless your contract or collective agreement says otherwise.