SSS Contribution Payment 2026: PRN, Online, Deadlines
Quick answer
You pay SSS contributions using a Payment Reference Number (PRN) that you get from My.SSS or the SSS app. In 2026 the rate is 15% of your Monthly Salary Credit, so self-employed and voluntary members pay about PHP 750 to PHP 5,250 a month. You can pay online through My.SSS, GCash, Maya, banks or payment centers, and it posts within a few days.
Requirements
- Your SS number and a My.SSS account or SSS mobile app.
- A PRN for the months you will pay.
- For self-employed, voluntary and OFW members: a declared monthly income or chosen Monthly Salary Credit (MSC).
- Employees: nothing to do. Your employer deducts and pays your share.
Fees
| Item | Amount | Notes |
|---|---|---|
| Contribution rate | 15% of MSC | Employees pay 5%, employers 10% |
| MSC range | PHP 5,000 to PHP 35,000 | OFW minimum MSC PHP 8,000 |
| Monthly amount, self-employed/voluntary | PHP 750 to PHP 5,250 | Includes MPF above MSC PHP 20,000 |
| Payment partner fee | PHP 0 to about PHP 15 | Depends on the channel |
Steps
Online
1. Log in to My.SSS or the SSS mobile app
2. Go to the payment or PRN section
3. Choose your membership type, the months to pay and your MSC
4. Generate the PRN
Save it.
5. Pay using My.SSS (bank or e-wallet), GCash, Maya or an online bank
Enter the PRN exactly.
6. Keep the payment confirmation
7. After a few days, check your contributions in My.SSS
Walk-in
1. Generate your PRN online first, or ask for one at the SSS branch
2. Pay at an SSS branch teller, an accredited bank, or a payment center such as Bayad Center
3. Keep the official receipt
Processing time
- Online payments usually post in 1 to 5 working days.
- Over-the-counter payments may take longer to show in My.SSS.
Where to apply
- Apply on the official website: https://www.sss.gov.ph/
- Find SSS offices
Common problems and fixes
Payment not showing in My.SSS
Wait 5 working days. Then bring your receipt to an SSS branch.
PRN expired or invalid
Generate a new PRN. Do not reuse old ones.
Paid the wrong amount
Ask SSS at a branch how to adjust it. Keep all receipts.
Missed a deadline as a voluntary member
Late payments for past months may not be accepted. Pay the current month on time.
Employer deducted but did not pay
Report it to SSS with your payslips.
Frequently asked questions
How much is the SSS contribution in 2026?
The rate is 15% of your Monthly Salary Credit. Employees pay 5% and employers pay 10%.
What is a PRN in SSS?
A PRN is a Payment Reference Number. It tells SSS which member and which months your payment is for.
Can I pay SSS through GCash?
Yes, GCash is an accredited channel. Enter your PRN in the SSS biller.
What is the deadline for SSS voluntary contributions?
Deadlines depend on your membership type and the month paid. Paying before the end of the following month is the safest habit.
Can I pay past SSS contributions?
Voluntary and self-employed members usually cannot pay for months already past the deadline. Employers must pay missed amounts with penalties.
What is the minimum SSS contribution for OFWs?
OFWs pay on a minimum MSC of PHP 8,000, which is about PHP 1,200 a month.
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