MySSS Card Replaces UMID: How to Get the New SSS Card

SSS calls the MySSS Card its new official functional ID. It has an EMV chip, like a bank card. Three things work differently from the UMID card:

• No branch visit for photo and fingerprints. SSS checks who you are through National ID eVerify and a face scan. The card uses your National ID photo.
• It is always a debit card. The card is linked to a savings account with the bank you choose. A UMID card worked as an ATM card only if you upgraded it.
• Benefits go to it on their own. The MySSS Card account becomes your main account for SSS benefits, loans and other payouts. You do not enroll it separately.

Our MySSS Card guide has the full side-by-side table of the two cards.

Yes. SSS says all SSS cards issued before, including the UMID, are still valid. You do not need to replace a UMID card that still works.

Apply for a MySSS Card only if your UMID is lost or damaged, or if your details have changed. If your card is a UMID ATM pay card with UnionBank, close that account at a UnionBank branch first. Then apply.

SSS members, prior registrants, pensioners, beneficiaries, claimants and representative payees can apply. You need all of these:

1. An SS number tagged "permanent". If yours is still temporary, see our SSS number guide.
2. A My.SSS account. Our My.SSS help pages cover registration and login problems.
3. A current local address, mobile number and email address in your SSS record.
4. Registration in the National ID (PhilSys). You do not need the physical National ID card. See our National ID registration guide if you are not registered yet.
5. The same name and birth date in your SSS and National ID records. If they differ, fix the wrong record first.

Members abroad with no local address in their SSS record can still apply. They need a partner bank that offers the card to members abroad.

There are two parts. The first part is online and takes about 12 minutes.

1. Log in to My.SSS. Open "Services" and click "MySSS Card".
2. Check your contact details and click "Proceed".
3. Give your consent for National ID eVerify and the use of your National ID photo.
4. Click "Start Liveness" and do the face scan until the National ID check succeeds.
5. Pick a partner bank from the list and confirm it.
6. Tick the boxes and submit. You get a transaction number on screen, by email and in your My.SSS inbox.

The second part happens with the bank. Open your account in the bank's app or at a branch, finish the bank's own checks and pay its card fee, if it has one. SSS issues the card only after this step. The MySSS Card guide lists every screen and the usual errors, such as a failed face scan.

RCBC was the first partner bank. In March 2026, SSS announced that EastWest Rural Bank had signed on as an issuer, mainly for members in rural areas. That bank says it waives the maintaining balance for MySSS cardholders, and the account earns interest once the balance reaches ₱500. My.SSS shows the banks you can choose on the day you apply.

Pay the bank's fee on time. If you do not, the bank cancels the application and you start again in My.SSS. You can hold only one MySSS Card at a time. To switch banks, close the account with the old bank first.

SSS branches send unclaimed UMID cards to the Identity Management Department at the SSS Main Office. It keeps them for 5 years. Wait for the SMS or email that says your card is there.

Then bring your acknowledgment stub or that message, plus one primary ID or two secondary IDs. You sign the logbook and get the card. There is no fee.

If you live outside Metro Manila, ask your nearest SSS branch to have the card sent there for pickup. A representative can claim it with your letter of authority and the IDs of both of you. Find a branch on our SSS offices page, and see all our SSS guides on the SSS page.