How to Pay Pag-IBIG Contributions Online

Quick answer

On Virtual Pag-IBIG, click Pay OnLine and pick what you are paying: Regular Savings, MP2 Savings, or a Housing, Multi-Purpose or Calamity Loan. Type the right account number (MID or RTN for regular savings, MP2 account number for MP2, loan account number for loans), the amount, and pay with Maya, GCash or a Visa, Mastercard or JCB card. Save the receipt until the payment shows in your records.

What do you need before you start?

The right number for what you pay. Using your MID number for an MP2 payment sends the money to your regular savings instead.
The amount. Employed members pay 2% of monthly pay up to a maximum fund salary of PHP 10,000, so at most PHP 200 a month, matched by the employer. Self-employed members pay PHP 400 and OFW members PHP 200 a month. You can always pay more. Use our Pag-IBIG contribution calculator.
A Maya or GCash e-wallet, or a debit or credit card (Visa, Mastercard or JCB).
Pay only on Virtual Pag-IBIG or through channels Pag-IBIG lists. Never send money to a person who offers to pay for you.

How do you do it, step by step?

1. Open https://www.pagibigfundservices.com/virtualpagibig/ and click Pay OnLine
2. Choose what you are paying
Regular Savings, MP2 Savings, Housing Loan, Housing Loan Processing Fee, Multi-Purpose Loan or Calamity Loan.
3. Type the account number and check every digit
4. Choose the period covered and type the amount
5. Choose Maya, GCash or card, and check the total before you confirm
6. Finish the payment on the payment page
Do not close or refresh it until you see the result.
7. Save the receipt or take a screenshot showing the reference number
8. Later, log in to Virtual Pag-IBIG and check that the payment appears in your records

What if it does not work?

Payment failed: check your e-wallet or bank history before you pay again. If money left your account, keep the reference number and contact your e-wallet or bank, then Pag-IBIG.
Payment went to the wrong account: contact Pag-IBIG with your receipt so they can move it.
Paid but not showing in your records: keep the receipt and reference number. If it still does not appear, send both to Pag-IBIG through contactus@pagibigfund.gov.ph or a branch.
For page errors and other problems, see Virtual Pag-IBIG errors.

Frequently asked questions

How much should I pay to Pag-IBIG each month?

Employees pay 2% of monthly compensation up to a maximum fund salary of PHP 10,000 (PHP 200), and the employer adds 2%. Self-employed members pay PHP 400 a month and OFW members PHP 200. Higher amounts are allowed and all of it is your savings.

Can I pay MP2 on Pay OnLine?

Yes. Choose MP2 Savings and use your MP2 account number, not your MID number. The minimum is PHP 500 per payment. See open MP2 online.

Can I pay Pag-IBIG from abroad?

Yes, if your e-wallet or card works for online payments. Pag-IBIG also lists overseas collecting partners such as Philippine National Bank and Asia United Bank. See Pag-IBIG for OFWs.

Are there other ways to pay online?

Yes. Pag-IBIG also accepts payments through GCash, Maya, Coins.ph via Bayad and the Moneygment app via Cashpinas, and over the counter at Pag-IBIG branches and accredited partners.

Official portal

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