Pag-IBIG Loyalty Card Plus 2026: How to Apply, Fee
Quick answer
The Pag-IBIG Loyalty Card Plus costs a one-time fee of PHP 125. It is your Pag-IBIG membership card and a cash card from a partner bank (UnionBank or AUB). Loan proceeds and MP2 dividends can be credited to it, and it gives discounts at hundreds of partner stores. Any Pag-IBIG member can apply at a branch or online.
What are the requirements?
- Your MID number.
- One valid ID.
- Updated contact details in your Pag-IBIG record.
How much does it cost?
| Item | Amount | Notes |
|---|---|---|
| Loyalty Card Plus | PHP 125 | One-time fee |
How do you apply, step by step?
Online
1. Log in to Virtual Pag-IBIG and check that your name, birth date and address are correct
2. Open the Loyalty Card Plus page on the Pag-IBIG website and follow the online application
Walk-in
1. Go to a Pag-IBIG branch with a Loyalty Card Plus desk
2. Fill out the application form and show your ID
3. Pay the PHP 125 fee
4. Have your photo and signature taken
5. Keep your claim stub and follow the release instructions the branch gives you
Where do you apply?
At a Pag-IBIG branch near you, or online through the Pag-IBIG website.
- Apply on the official website: https://www.pagibigfund.gov.ph/loyaltycardPlus/
- Find Pag-IBIG offices
What are the common problems and how do you fix them?
Card not yet released
Call or visit the branch with your claim stub.
Wrong name on the card
Fix your Pag-IBIG record first, then ask for a new card.
Lost card
Call the partner bank at once to block the cash card, then ask Pag-IBIG about a replacement.
Cannot log in to Virtual Pag-IBIG
See our login help.
Frequently asked questions
How much is the Pag-IBIG Loyalty Card Plus?
It costs PHP 125, paid once.
Who can apply for the Loyalty Card Plus?
Any Pag-IBIG member, including current contributors and members with an existing Pag-IBIG loan.
Can I use the Loyalty Card Plus as an ATM card?
Yes. It works as a cash card with UnionBank or AUB, so you can withdraw at ATMs.
Can Pag-IBIG release my loan to the card?
Yes. Pag-IBIG can credit loan proceeds and MP2 dividends to the card.
Is the Loyalty Card Plus a valid ID?
Many offices accept it as a secondary ID. Bring a primary ID too, since not every office takes it.
What discounts does the card give?
Partner restaurants, hospitals, schools, groceries, hardware stores and fuel stations give discounts to cardholders.
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